Victorian Repealed Regulations

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This legislation has been repealed.

CREDIT REGULATIONS 1995

S.R. No. 3/1995
Version as at 8 April 1998

TABLE OF PROVISIONS

           Regulation Page
   1.      Objective
   2.      Authorising provisions
   3.      Definitions
   4.      Prescribed account charges
   5.      Exclusion from definition of "credit sale contract"
   6.      Goods prescribed as farm machinery
   7.      Statutory rebate in relation to prescribed insurance charges
   8.      Transfer of proceedings from Tribunal to court
   9.      Prescribed method for calculation of accrued credit charge
   10.     Form of mortgage of goods
   11.     Notice for credit sale and loan contracts
   12.     Statement for credit sale and loan contracts
   13.     Notice for add-on contracts
   14.     Applicable method of determining annual percentage rate
   15.     Unilateral variation of credit sale and loan contracts
   16.     Prescribed charges in relation to a continuing credit contract
   17.     Statement for continuing credit contracts
   18.     Information in default notice
   19.     Notice after taking possession of mortgaged goods
   20.     Notice in bills of exchange taken as security
   21.     Advertisements-prohibited statement
   22.     Descriptive terms to be used in certain documents
   23.     Particulars of insurance
   24.     Notice of intended proceedings against guarantor
   25.     Statement for guarantor under contract of guarantee
   26.     Person authorised to certify assignment of will etc.
   27.     Prescribed requirements for print and type in documents
   28.     Prescribed requirements for reproduction of print or type
   29.     Lay-out of certain documents
   30.     Charges to be included in amount financed
   31.     Prescribed insurance risks
           __________________
           SCHEDULE 1-Forms
           Form 1-Prescribed terms and conditions of mortgage
           Form 2-Important-things you should know before you sign
           Form 3-Important-things you should know before you sign
           Form 4-Things you should know about your credit sale or loan contract
           Form 5-Things you should know about cooling-off periods under add-on contracts
           Form 6-Things you should know about your continuing credit contract
           Form 7-What should i do now that i have received this notice?
           Form 8-Notice after taking possession of mortgaged goods
           Form 9-Prescribed notice
           Form 10-Guarantors-notice of intended legal action
           Form 11-Things you should know about guarantees
           SCHEDULE 2-Annual percentage rate-applicable methods
           SCHEDULE 3-Specified descriptive terms for use in a credit sale contract
           SCHEDULE 4-Specified descriptive terms for use in a loan contract
           SCHEDULE 5-Specified descriptive terms for use in a notice under section 59 of the Act
           SCHEDULE 6-Specified descriptive terms for use in a statement of account referred to in section 61 of the Act
           SCHEDULE 7-Print or type for use in documents under Credit Act
           ---------------
           ENDNOTES
           1. General Information
           2. Table of Amendments
           3. Explanatory Details


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